Payment Calculator | Used Car Payment Estimator

* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

Used Car Loan Payment Calculator

Even if you're buying one of our bargain used cars, it's important to know what your monthly auto loan payments will be. Purchasing a used car willy-nilly and without a budget in mind can lead to a financial disaster. Luckily, getting an estimate of your future auto financing payments is fairly simple: just use our online car loan payment calculator. Here's how it works:

  1. Determine how much you can afford to put down on a used car. This down payment will drastically change the monthly loan principal and interest amounts. (Remember: If you need cash for a down payment, our used car dealership near Kansas City gladly offers top dollar for trade-ins!)
  2. Fill out an application for auto financing online or by contacting our car loan experts. This application will determine your APR and any other auto finance limitations based on your creditworthiness. We work with everyone, however, so if you're unable to secure a low-APR car loan, ask us about your options.
  3. Input your down payment, estimated APR, and preferred loan term length. Play around with the "Price" field to see what your monthly loan payments might be.
  4. If those monthly costs are within your budget, browse our selection of used cars for sale and filter them by the appropriate price. As one of the largest used car dealers near Kansas City, we offer hundreds of vehicles, so finding one won't be an issue. 

Once you've discovered the right make and model, it's time to take a test drive. Contact McCarthy Pre-Owned Supercenter at (816) 256-2632 to speak with our sales staff. We'll set aside a time and day to show you around our Blue Springs used car lot, discuss your auto financing rates, and get you behind the wheel. 

McCarthy Pre-Owned Supercenter
3030 NW South Outer Road Blue Springs, MO 64015
Phone: (816) 256-2362 URL of Map